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Insight of the Day: School’s Out: Consumers Will Use Their Credit Cards to Pay for Summer Travel

As summer approaches, consumers are preparing to spend significantly on their travel plans. Here’s a detailed look at the current trends:

  1. Increased Spending:

  • This year, more than one-third of consumers plan to spend more on their summer trips compared to last summer.

  • The average planned expenditure per consumer is about $2,400.

  1. Payment Preferences:

  • Credit Cards:

  • The preferred payment method for summer travel.

  • Consumers favor credit cards mainly due to rewards and cash-back programs.

  • Payment Flexibility:

  • While most consumers prefer to use credit cards for a single charge, there is also substantial interest in "pay later" plans, indicating a desire for flexible payment options.

Key Insights:

  • Reward Programs: The allure of earning rewards and cash-back is a major driver behind the preference for using credit cards.

  • Financial Flexibility: The substantial appeal of pay later plans suggests that consumers are looking for ways to manage their travel expenses more flexibly.

Conclusion:

This summer, consumers are expected to increase their travel spending significantly, with an average budget of $2,400. Credit cards dominate as the preferred payment method, largely due to the benefits of rewards and cash-back programs. Additionally, the popularity of pay later plans indicates a demand for more flexible payment options to manage travel costs effectively.

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